1. Detailed description of goods and/or services Aspire Financial Services is a business in the Financial Services industry that Provides Insurance and Investments Services .

2. Delivery policySubject to availability and receipt of payment, requests will be processed within 2 days and delivery confirmed by way of email .(for e.g. booking number / booking voucher etc. and must mention the use of courier and/or postal services and associated costs, if applicable.)

3. Export restriction (Optional)The offering on this website is available to South African clients only.

4. Return and Refunds policy The provision of goods and services by Aspire Financial Services is subject to availability. In cases of unavailability, Aspire Financial Services will refund the clientin full within 30 days. Cancellation of orders by the client will attract a 3% administration fee.(If appropriate – provide details of your policy regarding damaged goods. Also mention guarantees, warranties, etc.)

5. Customer Privacy policy Aspire Financial Services shall take all reasonable steps to protect the personal information of users. For the purpose of this clause, "personalinformation" shall be defined as detailed in the Promotion of Access to Information Act 2 of 2000 (PAIA). The PAIA may be downloaded from:http://www.polity.org.za/attachment.php?aa_id=3569.

6. Payment options acceptedPayment may be made via Visa, MasterCard, Diners or American Express Cards or by bank transfer into the Aspire Financial Services bank account, thedetails of which will be provided on request.

7. Card acquiring and securityCard transactions will be acquired for Aspire Financial Services via PayGate (Pty) Ltd who are the approved payment gateway for all South AfricanAcquiring Banks. DPO PayGate uses the strictest form of encryption, namely Secure Socket Layer 3 (SSL3) and no Card details are stored on thewebsite. Users may go to www.paygate.co.za to view their security certificate and security policy.

8. Customer details separate from card detailsCustomer details will be stored by Aspire Financial Services separately from card details which are entered by the client on DPO PayGate’s secure site.For more detail on DPO PayGate refer to www.paygate.co.za.

9. Merchant Outlet country and transaction currencyThe merchant outlet country at the time of presenting payment options to the cardholder is South Africa. Transaction currency is South African Rand (ZAR).

10. Responsibility Aspire Financial Services takes responsibility for all aspects relating to the transaction including sale of goods and services sold on this website,customer service and support, dispute resolution and delivery of goods.

11. Country of domicileThis website is governed by the laws of South Africa and Aspire Financial Services chooses as its domicilium citandi et executandi for all purposes underthis agreement, whether in respect of court process, notice, or other documents or communication of whatsoever nature, 125 4th Street Parkmore Sandton 2194 .

12. Variation Aspire Financial Services may, in its sole discretion, change this agreement or any part thereof at any time without notice.

13. Company information This website is run by Aspire Financial Services Pty Ltd (private company ) based in South Africa trading as Aspire Financial Services and with registration number 2011/116021/07 and Mr Ademola Animashahun (Director).

14. Aspire Financial Services contact details Company Physical Address: 125 4th Street, Pakmore, Sandton 2196: Email: This email address is being protected from spambots. You need JavaScript enabled to view it. : Telephone: 0116662900